The Bottom Line Is You: The headline of the link below is “Wells Fargo Illegally Pushed Borrowers Into Subprime Mortgages, Falsified Loan Documents, Fed Says.” Wells Fargo was fined millions BUT it made BILLIONS. How will a few million in fines hurt them? The truth is NOT MUCH. What I DO hope is that it hurts its reputation and that people BOYCOTT firms that have been guilty of the GREATEST swindle and fraud since the Great Depression. In truth this economic Ponzi scheme was, I believe, systemically worse. While the Great Depression was a horrifically difficult time in world history no one can dispute, not that many invested in the stock market and there was not a mortgage facet that kicked it off.
If the government will not adequately protect us we must protect ourselves and in libertarian fashion BOYCOTT those banks and other companies that do not have safeguards in place and for God's sake WATCH THE LOANS YOU TAKE OUT. MAKE SURE YOU CAN AFFORD THEM. Beat these beasts at their own game and let them know their vicious behavior has consequence!! WATCH what or from whom you buy and READ EVERYTHING including all the fine print and most of all TRUST NO ONE. Assume these too-big-to-fail gargantuan dinosaurs will care NOTHING for you but WILL CARE for themselves. They will eat you for lunch IF you let them. DON'T!
The Huge Grant story linked below means that in addition to banking and other fraudulent investment schemes send a message to ALL media that stealing your privacy or lying is NOT acceptable either. Boycott those entities which engage in illegal and fraudulent informational activities.
Like a doctor who treats infectious disease -- ACT AS IF the person has it and proceed to rectify the malady. IF people offer you the world that seems too good to be true it often IS. QUESTION EVERYTHING AND EVERYONE WHO TAKES YOUR MONEY WHETHER IT'S A NEWSPAPER, A RETAIL BUSINESS, A MORTGAGE LENDER OR AN INVESTMENT FIRM. Assume they are not telling you the truth and investigate it.
Libertarians hate government regulation so test their philosophy. Be responsible for your own security and information. BOYCOTT those who do not ethically comply! Sign on the bottom line. Remember, the bottom line is, in fact, YOU!